Restructuring and Settlement
When a company faces trouble in making payments on its debt and faces likelihood of financial harm which may put the overall business in jeopardy it often resorts to consolidate and adjust the terms of the debt in a debt restructuring. After a debt restructuring, the payments on debt are more manageable for the company and the likelihood of payment to stakeholders increases. The objective is that through restructuring, a company can eliminate financial harm and improve the business.
Financial difficulties can creep up on a company, only to be noticed when it’s almost too late. While running the day-to-day affairs, it’s easy to become busy to the point of overlooking small issues. Over time, these issues can add up and grow, until the company is facing a crisis they never saw coming. In such cases, finding the underlying causes can be a time-consuming and difficult process, often requiring the help of an expert. Not addressing certain problems upfront, or simply hoping that they will fix themselves, is the best way to see a company crumble from within. On the other hand, when tough decisions need to be made, there is often a fear of making the wrong ones. At BRIJRAJ, we specialize in financial restructuring for businesses facing such situations. As an outside third party, we have the ability to properly assess a business’s needs and prescribe the proper remedy.
We have considerable long experience of dealing with almost all the banks and financial institutions in India. Our aggressive and analytical approach coupled with extremely extensive knowledge base has resulted in an exclusive and cordial relationship with lenders. This often helps us in devising a win-win solutions for our clients and the lenders.
While undertaking Restructuring exercise we have been able to do one of more the following for our esteemed clientele:-
- Realignment of Repayment Schedule.
- One Time Settlement.
- Conversion of debt into equity / quasi equity.
- Getting additional finance sanctioned.
- Funding of interest amount.
- Reduction / waiver of Interest cost.
- Realignment of interest payments.